About UK Pension Contribution Calculator

Free, accurate pension contribution calculations — no registration, no data collection, no financial advice. All calculations run entirely in your browser using official 2025/26 HMRC rates.

What This Calculator Does

• Calculates pension contributions, tax relief, and employer matching for UK taxpayers.
• Checks annual allowance (£60,000) and tapered allowance for high earners.
• Compares standard contributions with salary sacrifice arrangements.
• Shows the real take-home pay impact of increasing your pension contributions.

Data Sources

All tax bands, National Insurance rates, and pension allowances are sourced from official HMRC publications for the 2025/26 tax year (6 April 2025 – 5 April 2026).